The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. What to Look for in Personal Finance Apps An increasing number have been developed to help individuals with their personal finances. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.